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Apartment True Cost Calculator

That $1,500 apartment might actually cost you $2,200/month when you add utilities, internet, renters insurance, parking, laundry, commute costs, pet fees, and amenity fees. This calculator reveals the TRUE monthly cost of any apartment so you can compare options accurately. See what percentage of the total is hidden costs most renters forget.

By Baljeet AulakhUpdated February 2026

The true cost of an apartment is 30-60% more than the listed rent. A $1,500 apartment typically costs $2,000-$2,400/month when you add utilities ($150), internet ($60), renters insurance ($20), parking ($100), commuting ($200), and other hidden fees. Enter all your costs below to see the real number.

Base Rent

The listed rent price from the apartment listing

Hidden Costs

Roommates

1

Living solo — all costs are yours

How This Calculator Works

1

Enter Your Details

Fill in amounts, people, and preferences. Takes under 30 seconds.

2

Get Fair Results

See an instant breakdown with data-driven calculations and Fairness Scores.

3

Share & Settle

Copy a shareable link to discuss results with everyone involved.

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