Money Guides

Honest math for the money decisions you actually face

What you'll find here

SplitGenius publishes opinionated money guides covering rent affordability, fair splitting, retirement timing, debt-vs-invest, and life-event budgets. Each guide ships with a free calculator, real 2026 data from HUD, BLS, and Census, and the honest math behind the rule of thumb — not the rule of thumb itself.

Rent & Housing

Honest math on rent affordability, splitting, and the rent-vs-buy decision — by income, city, and life stage.

How Much Rent Can You Afford on $50K in 2026?
how rent affordability really works on a $50K salary in 2026
How to Split Rent Fairly with Unequal Rooms
how to split rent fairly when rooms are not equal

Fair Splitting

Methods for splitting rent, bills, tips, trips, and shared expenses fairly when nothing is equal.

How to Split Rent Fairly with Unequal Rooms
how to split rent fairly when rooms are not equal