Average Rent in Jacksonville 2026
The average rent in Jacksonville, FL is $1,350 for a 1-bedroom, $1,650 for a 2-bedroom, and $2,100 for a 3-bedroom apartment in 2026. The cost of living in Jacksonville is 2% below the national average. To afford a 1-bedroom apartment here using the 30% rule, you need an annual income of at least $54,000.
Jacksonville Rent Prices by Bedroom
1 Bedroom
$1,350
per month
2 Bedrooms
$1,650
per month
3 Bedrooms
$2,100
per month
Cost of Living in Jacksonville
98
Cost of Living Index (100 = national average)
Jacksonville's cost of living index is 98, which is 2% below the national average. This index factors in housing, groceries, transportation, healthcare, and utilities. A higher number means you need more income to maintain the same standard of living compared to the national average.
Jacksonville at a Glance
Population
985K
Median Income
$55,530
COL Index
98
Rent Control
No
How Much Income Do You Need to Rent in Jacksonville?
The widely accepted guideline is to spend no more than 30% of your gross income on rent. Here is the minimum annual income you need to afford an apartment in Jacksonville by bedroom count:
1-Bedroom
$1,350/mo rent
$54,000/yr
2-Bedroom
$1,650/mo rent
$66,000/yr
3-Bedroom
$2,100/mo rent
$84,000/yr
Based on the 30% rule: monthly rent should not exceed 30% of gross monthly income.
How Much You Save with a Roommate in Jacksonville
Save $525/month
by splitting a 2-bedroom with a roommate
Solo 1BR
$1,350
per month
Split 2BR
$825
per person/month
Annual Savings
$6,300
per year
Instead of paying $1,350 for a 1-bedroom on your own, splitting a 2-bedroom ($1,650) with one roommate brings your share to $825. That is $6,300 per year you could put toward savings, investments, or paying down debt.
Rent Control in Jacksonville
Jacksonville, FL does not currently have rent control or rent stabilization laws. Landlords can raise rent by any amount at lease renewal, though they are typically required to provide advance notice (usually 30-60 days). If you are concerned about rent increases, consider negotiating a longer lease term for price stability.
Rent Calculators for Jacksonville Renters
Use these free calculators to plan your Jacksonville rental budget, split rent with roommates, and check if you qualify for an apartment.
Rent Affordability Calculator
Find out how much rent you can afford based on your income.
Fair Rent Split Calculator
Split rent fairly by room size, features, and income.
Rent-to-Income Calculator
Check if you meet the 3x rent rule landlords require.
Renter Budget Calculator
Build a 50/30/20 budget around your rent payment.
Frequently Asked Questions About Renting in Jacksonville
Is Jacksonville expensive to rent in?
Jacksonville is one of the more affordable Florida metros. A 1-bedroom averages $1,350 per month in 2026. Riverside and San Marco are walkable and pricier, while Mandarin and Arlington offer suburban value.
How much income do you need to rent in Jacksonville?
Using the 30% rule, you need about $4,500 per month ($54,000 annually) to afford an average $1,350/month 1-bedroom apartment in Jacksonville.
How much can you save by splitting rent with a roommate in Jacksonville?
Splitting a 2-bedroom ($1,650/month) with one roommate brings your share to $825, saving $525 per month or $6,300 per year versus renting a 1-bedroom alone.
Planning to rent in Jacksonville?