Average Rent in Jacksonville 2026
Jacksonville Rent Prices by Bedroom
1 Bedroom
$1,350
per month
2 Bedrooms
$1,650
per month
3 Bedrooms
$2,100
per month
Monthly Housing Cost Breakdown in Jacksonville
Rent is only part of your monthly housing cost. Here is what the average Jacksonville renter pays when you add utilities, internet, and renters insurance to rent.
| Expense | 1-Bedroom | 2-Bedroom | 3-Bedroom |
|---|---|---|---|
| Rent | $1,350 | $1,650 | $2,100 |
| Utilities (electric, gas, water, trash) | $95 | $120 | $145 |
| Internet | $70 | $70 | $70 |
| Renters insurance | $15 | $18 | $21 |
| Total monthly | $1,530 | $1,858 | $2,336 |
Utility estimates scale with Jacksonville’s cost of living index (98). Your actual bill depends on unit size, climate, and individual usage.
Cost of Living in Jacksonville
98
Cost of Living Index (100 = national average)
Jacksonville's cost of living index is 98, which is 2% below the national average. This index factors in housing, groceries, transportation, healthcare, and utilities. A higher number means you need more income to maintain the same standard of living compared to the national average.
Jacksonville at a Glance
Population
985K
Median Income
$55,530
COL Index
98
Rent Control
No
How Much Income Do You Need to Rent in Jacksonville?
The widely accepted guideline is to spend no more than 30% of your gross income on rent. Here is the minimum annual income you need to afford an apartment in Jacksonville by bedroom count.
| Apartment | Monthly Rent | Min Annual Income | Min Hourly Wage |
|---|---|---|---|
| 1-Bedroom | $1,350/mo | $54,000 | $25.96/hr |
| 2-Bedroom | $1,650/mo | $66,000 | $31.73/hr |
| 3-Bedroom | $2,100/mo | $84,000 | $40.38/hr |
Based on the 30% rule and a 2,080-hour work year. Many landlords also require gross income of 2.5x to 3x the monthly rent or a guarantor who earns 80x rent annually.
What Rent Can You Afford in Jacksonville at Your Income?
Use this table to see the maximum monthly rent you can afford at different income levels, and which Jacksonville apartment sizes that fits.
| Annual Income | Gross Monthly | Max Rent (30%) | Fits in Jacksonville |
|---|---|---|---|
| $40,000/yr | $3,333 | $1,000 | Roommate required |
| $60,000/yr | $5,000 | $1,500 | 1-bedroom |
| $80,000/yr | $6,667 | $2,000 | 2-bedroom or smaller |
| $100,000/yr | $8,333 | $2,500 | 3-bedroom or smaller |
| $150,000/yr | $12,500 | $3,750 | 3-bedroom or smaller |
If your income puts a solo 1-bedroom out of reach, splitting a 2-bedroom with a roommate drops your share to $825 in Jacksonville — often the difference between affordable and not.
How Much You Save with a Roommate in Jacksonville
Save $525/month
by splitting a 2-bedroom with a roommate
Solo 1BR
$1,350
per month
Split 2BR
$825
per person/month
Annual Savings
$6,300
per year
Instead of paying $1,350 for a 1-bedroom on your own, splitting a 2-bedroom ($1,650) with one roommate brings your share to $825. That is $6,300 per year you could put toward savings, investments, or paying down debt. See the fair rent split calculator when rooms aren’t equal sizes.
Move-In Costs in Jacksonville
On top of your first month's rent, expect these upfront costs before the keys are in your hand. Plan for roughly 2-3 months of rent saved before signing a lease.
Security Deposit
$1,350–$2,700
1-2 months' rent, refundable
First Month
$1,350
Due at lease signing
Broker/App Fees
$50–$1,350
Varies by market and listing
Total upfront cash to sign a 1-bedroom lease in Jacksonville: $2,750–$5,400 depending on broker fees and deposit size.
Rent Control in Jacksonville
Jacksonville, FL does not currently have rent control or rent stabilization laws. Landlords can raise rent by any amount at lease renewal, though they are typically required to provide advance notice (usually 30-60 days). If you are concerned about rent increases, consider negotiating a longer lease term for price stability.
How Jacksonville Compares to Other US Cities
Jacksonville sits near the US average on rent. Compare the 1-bedroom price with nearby tiers to see where you could move to spend less, or what to expect if you go pricier.
Cheaper than Jacksonville
See the full comparison across 50 US cities on the rent data hub or the cost of living comparison.
Rent Calculators for Jacksonville Renters
Use these free calculators to plan your Jacksonville rental budget, split rent with roommates, and check if you qualify for an apartment.
Rent Affordability Calculator
Find out how much rent you can afford based on your income.
Fair Rent Split Calculator
Split rent fairly by room size, features, and income.
Rent-to-Income Calculator
Check if you meet the 3x rent rule landlords require.
Renter Budget Calculator
Build a 50/30/20 budget around your rent payment.
Frequently Asked Questions About Renting in Jacksonville
Is Jacksonville expensive to rent in?
Jacksonville is one of the more affordable Florida metros. A 1-bedroom averages $1,350 per month in 2026. Riverside and San Marco are walkable and pricier, while Mandarin and Arlington offer suburban value.
How much income do you need to rent in Jacksonville?
Using the 30% rule, you need about $4,500 per month ($54,000 annually) to afford an average $1,350/month 1-bedroom apartment in Jacksonville.
How much can you save by splitting rent with a roommate in Jacksonville?
Splitting a 2-bedroom ($1,650/month) with one roommate brings your share to $825, saving $525 per month or $6,300 per year versus renting a 1-bedroom alone.
What utilities should you budget for in Jacksonville?
Renters in Jacksonville typically pay about $95 per month for utilities (electric, gas, water, trash) on a 1-bedroom apartment. Internet adds another $60-$80 per month, and renters insurance runs around $15 per month. Altogether, plan for roughly $180 on top of your $1,350 rent.
How much is a security deposit in Jacksonville?
Most Jacksonville landlords ask for a security deposit equal to 1 month's rent — about $1,350 for a 1-bedroom at the Jacksonville average. Some properties charge up to 2 months ($2,700), especially for tenants without local rental history or with lower credit scores. Pet deposits usually add another $250-$500 on top.
Is Jacksonville affordable on the median household income?
Yes. The median household income in Jacksonville is $55,530, which comes out to about $4,628 per month. At the average 1-bedroom rent of $1,350, that's roughly 29% of gross monthly income — within the 30% rule most budget guides recommend.
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Planning to rent in Jacksonville?